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As an independent agency, we have access to many different companies for any product you may need insured. We can offer you the lowest rates available by searching them all. If you do not see something you are looking for, please contact us and we can help.

Home Insurance

We provide a wide range of home insurance policies available including coastal properties, homes built in any year, and homes under construction. From low value to high value homes, we have you covered. We offer policies for vacant property, modular homes, and mobile homes as well. If you do not have prior insurance, its no problem, we can still provide you a great rate. If you are a renter, we
have several options available for you also.

Auto Insurance

Whether you need a commercial auto policy or a personal auto policy, we provide coverage for any auto. We even have companies for your classic cars you do not drive every day. You can customize your coverages so that you are only paying for the coverages you want. We will make sure you are offered the maximum discounts available on your policy.

Business Insurance

We can offer any number of commercial policies for your business. Some options include general and professional liability policies, as well as workers compensation. If you need coverage for your business personal property or just your building, we can help. No matter what industry you are in, we can get your business insured for a low rate.

Other Items We Insure

We can offer any type of bond you may need. Boats, RVs, Motorcycles, Scooters, and ATVs are some of the other products which we can cover for you as well. If you are looking for travel insurance, pet insurance, or anything else, give us a call!



    No more waiting on the phone for hours for someone to finally pick up, only for them to be unpleasant. We’re always patient and kind, regardless of your situation.



    No frustrating conversations, long delays, or slow internet connections. Our team is available to help you both via phone and in person every day.



    With years of hands-on experience in the field, we truly know what we’re talking about and will ensure that you have the best possible care.

    Why Choose Us?

    When you choose Hammer Insurance Agency, you are not only choosing a local team of highly experienced and knowledgeable insurance experts, but an agency which will truly have your back, understand your needs, and provide the best possible combination of plans to maximize your benefits and reduce your premiums.

    Hammer Insurance